Terms and Conditions
The Terms governing your use of murraydowns.co.nz — informational scope, age and jurisdiction (18+, NZ-resident), accuracy disclaimer, affiliate-link disclosure, intellectual property, third-party links, limitation of liability, governing law (New Zealand), and how disputes are resolved.
1. Introduction
These Terms and Conditions ("Terms") govern your access to and use of the murraydowns.co.nz website ("Site"), operated by Online Casinos NZ ("we", "us", "our"). By accessing the Site you agree to these Terms in full. If you do not agree, please do not use the Site.
2. Eligibility
The Site is intended for use by individuals aged 18 years or older who are physically located in New Zealand. By using the Site you confirm that you are at least 18 years old. Online gambling is restricted to over-18s in New Zealand and we do not knowingly provide information to underage users.
3. Informational Purpose Only
All content on this Site is provided for informational purposes only and does not constitute legal, financial, tax or professional advice. We do not operate any online casino. We do not accept deposits or pay out winnings. Any decision to gamble is made entirely by you at your own risk.
4. Affiliate Disclosure
This Site contains affiliate links to third-party online casinos. When you click through and register, deposit or play at a linked casino, we may receive a commission at no additional cost to you. We disclose this commercial relationship clearly on every page that contains affiliate links. Our editorial rankings and reviews are independent and are not influenced by commission rates.
5. Accuracy and Currency of Information
We strive to keep all information on the Site accurate and up to date. However, online casinos change their terms, bonuses, payment methods and policies frequently. We do not guarantee that information on the Site is current at the time you read it. Always verify current terms directly with the casino operator before depositing.
6. Intellectual Property
All content on this Site — text, images, logos, design, code — is the intellectual property of Online Casinos NZ or its licensors and is protected by NZ and international copyright law. You may not reproduce, distribute, modify or commercially exploit any content without our prior written permission. Casino logos, brand names and trademarks belong to their respective owners and are used here for identification purposes only.
7. User Conduct
When using the Site you agree not to:
- Use the Site for any unlawful purpose
- Attempt to gain unauthorised access to any portion of the Site or any related systems
- Interfere with or disrupt the Site or servers connected to it
- Scrape, mirror or otherwise extract substantial portions of the Site without permission
- Impersonate any person or entity, or misrepresent your affiliation with any party
- Submit false, misleading, or defamatory content through any feedback or contact form
8. Limitation of Liability
To the maximum extent permitted by NZ law, Online Casinos NZ accepts no liability for:
- Any direct, indirect, incidental, consequential or punitive damages arising from your use of the Site or any linked third-party casino
- Losses incurred while gambling at any casino we link to or review
- Disputes between you and any casino operator
- Inaccuracies in information provided on the Site
- Temporary unavailability of the Site
This limitation does not affect your statutory rights under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986 to the extent those rights apply.
9. External Links
The Site contains links to third-party casino websites. We do not endorse, control or accept responsibility for the content, security, terms or privacy practices of any external site. Once you leave murraydowns.co.nz via a link you are subject to that site's own terms.
10. Modifications to These Terms
We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are published constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.
11. Modifications to the Site
We reserve the right to modify, suspend or discontinue any aspect of the Site at any time, with or without notice. We are not liable for any consequences of such modifications.
12. Governing Law & Jurisdiction
These Terms are governed by the laws of New Zealand. Any dispute arising in connection with these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the New Zealand courts.
13. Responsible Gambling
We are committed to promoting responsible gambling. If you or someone you know is struggling with gambling, please call the NZ Gambling Helpline at 0800 654 655 (free, confidential, 24/7) or visit our responsible gambling resource hub.
14. Contact
Questions about these Terms? Email editor@murraydowns.co.nz or use our contact form.